/* ========================================
   CASHTREE.PRO - OPTIMIZED CSS
   Version: 1.0 | Date: 2024-01-02
   ======================================== */

/* ========================================
   1. CSS VARIABLES & RESET
   ======================================== */
:root {
    /* Colors */
    --blue: #0d47a1;
    --blue2: #1565c0;
    --blue-light: #e3f2fd;
    --yellow: #ffeb3b;
    --yellow-dark: #fbc02d;
    --green: #16a34a;
    --green-light: #dcfce7;
    --orange: #f97316;
    --text: #0f172a;
    --text-light: #64748b;
    --muted: #475569;
    --bg: #ffffff;
    --bg-alt: #f8fafc;
    --border: #e5e7eb;
    --border-dark: #cbd5e1;
    --red: #dc2626;
    
    /* Layout */
    --max: 1180px;
    --footer-max-width: 1366px;
    --container-padding: 40px;
    --container-padding-tablet: 30px;
    --container-padding-mobile: 20px;
    --section-spacing: 80px;
    --section-spacing-mobile: 50px;
    
    /* Border Radius */
    --border-radius-sm: 8px;
    --border-radius-md: 12px;
    --border-radius-lg: 16px;
    
    /* Typography */
    --font-size-base: 0.95rem;
    --font-size-small: 0.85rem;
    --line-height-text: 1.8;
    
    /* Shadows */
    --shadow-sm: 0 2px 8px rgba(0,0,0,.06);
    --shadow-md: 0 8px 24px rgba(0,0,0,.08);
    --shadow-lg: 0 16px 48px rgba(0,0,0,.12);
    
    /* Transitions */
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    
    /* Font Families */
    --font-family-base: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    --font-family-serif: Georgia, serif;
    
    /* Font Weights */
    --font-weight-normal: 400;
    --font-weight-medium: 600;
    --font-weight-bold: 700;
    --font-weight-extrabold: 800;
    --font-weight-black: 900;
}

/* Reset & Base Styles */
* { 
    box-sizing: border-box; 
    margin: 0; 
    padding: 0; 
    max-width: 100%;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-family-base);
    color: var(--text);
    background: var(--bg);
    line-height: 1.7;
    overflow-x: hidden;
}

a { 
    color: inherit; 
    text-decoration: none; 
    transition: var(--transition);
}

/* Focus States for Accessibility */
a:focus,
button:focus,
input:focus,
textarea:focus,
select:focus {
    outline: 3px solid var(--blue);
    outline-offset: 2px;
}

a:focus:not(:focus-visible),
button:focus:not(:focus-visible) {
    outline: none;
}



img {
    max-width: 100%;
    height: auto;
}

.container { 
    max-width: var(--max); 
    margin: 0 auto; 
    padding: 0 20px; 
}

section {
    padding: var(--section-spacing) 0;
    /* background: var(--bg); */
}

::selection {
    background: var(--blue);
    color: #fff;
}

/* Accessibility */
*:focus-visible {
    outline: 3px solid var(--blue);
    outline-offset: 3px;
}

button:focus-visible,
a:focus-visible,
input:focus-visible,
select:focus-visible {
    outline: 3px solid var(--blue);
    outline-offset: 2px;
    border-radius: 4px;
}

/* ========================================
   2. TYPOGRAPHY
   ======================================== */
h1, .hero-headline {
    font-size: clamp(2.5rem, 5vw, 3.2rem);
    font-weight: 900;
    line-height: 1.2;
}

h2, .secTitle {
    font-size: clamp(2rem, 4vw, 2.5rem);
    font-weight: 900;
    line-height: 1.3;
    margin-bottom: 20px;
}

h3 {
    font-size: clamp(1.3rem, 3vw, 1.5rem);
    font-weight: 800;
    line-height: 1.4;
}

.subtitle {
    font-size: 1.1rem;
    color: var(--text-light);
    line-height: 1.6;
    margin-bottom: 40px;
}

.kicker {
    font-weight: 900;
    letter-spacing: .15em;
    color: var(--blue);
    font-size: .9rem;
    text-transform: uppercase;
    margin-bottom: 12px;
}

/* ========================================
   3. HEADER
   ======================================== */
.header { 
    background: #fff !important; 
    border-bottom: 2px solid #e5e7eb; 
    padding: 18px 0; 
    position: sticky; 
    top: 0; 
    z-index: 2000; 
    box-shadow: 0 2px 4px rgba(0,0,0,0.05); 
}

.header-inner { 
    max-width: 1200px; 
    margin: 0 auto; 
    padding: 0 20px; 
    display: flex; 
    align-items: center; 
    justify-content: space-between; 
    gap: 20px; 
}

.logo { 
    display: flex; 
    align-items: center; 
    gap: 12px; 
    text-decoration: none; 
    min-width: 200px; 
}

.logo-icon { 
    width: 48px; 
    height: 48px; 
    background: linear-gradient(135deg, #0d47a1, #1565c0); 
    border-radius: 10px; 
    display: flex; 
    align-items: center; 
    justify-content: center; 
    color: #fff; 
    font-weight: 900; 
    font-size: 1.4rem; 
}

.logo-text { 
    font-size: 1.4rem; 
    font-weight: 900; 
    color: #0f172a; 
    letter-spacing: 0.5px; 
}

.nav { 
    display: flex; 
    align-items: center; 
    gap: 10px; 
    flex: 1; 
    justify-content: center; 
}

.nav-link { 
    font-size: 1rem; 
    font-weight: 700; 
    color: #0f172a; 
    padding: 10px 16px; 
    border-radius: 8px; 
    text-decoration: none; 
    transition: all 0.3s; 
    white-space: nowrap; 
}

.nav-link:hover { 
    background: #f8fafc; 
    color: #0d47a1; 
}

.dropdown { 
    position: relative; 
}

.dropdown-btn { 
    font-size: 1rem; 
    font-weight: 700; 
    color: #0f172a; 
    padding: 10px 16px; 
    border-radius: 8px; 
    border: none; 
    background: transparent; 
    cursor: pointer; 
    display: flex; 
    align-items: center; 
    gap: 8px; 
    transition: all 0.3s; 
    font-family: inherit; 
}

.dropdown-btn:hover { 
    background: #f8fafc; 
    color: #0d47a1; 
}

.caret { 
    width: 0; 
    height: 0; 
    border-left: 5px solid transparent; 
    border-right: 5px solid transparent; 
    border-top: 6px solid #334155; 
    opacity: 0.9; 
    transition: all 0.3s; 
}

.dropdown.open .caret { 
    transform: rotate(180deg); 
}

.dropdown-menu { 
    position: absolute; 
    top: 48px; 
    left: 0; 
    width: 500px; 
    background: #fff; 
    border: 1px solid #e5e7eb; 
    border-radius: 12px; 
    box-shadow: 0 16px 48px rgba(0,0,0,0.12); 
    padding: 12px; 
    display: none; 
}

.dropdown.open .dropdown-menu { 
    display: block; 
}

.dropdown-title { 
    font-weight: 800; 
    color: #0f172a; 
    font-size: 0.95rem; 
    padding: 8px 12px 10px; 
    border-bottom: 1px solid #e5e7eb; 
    margin-bottom: 8px; 
    white-space: nowrap; 
}

.dropdown-menu a { 
    display: block; 
    padding: 10px 12px; 
    border-radius: 8px; 
    font-weight: 700; 
    font-size: 0.95rem; 
    color: #0f172a; 
    text-decoration: none; 
    transition: all 0.3s; 
    white-space: nowrap; 
}

.dropdown-menu a:hover { 
    background: #e3f2fd; 
    color: #0d47a1; 
}

.header-phone { 
    display: flex; 
    flex-direction: column; 
    align-items: flex-end; 
    min-width: 200px; 
}

.phone-label { 
    font-size: 0.85rem; 
    color: #64748b; 
    font-weight: 600; 
    margin-bottom: 2px; 
}

.phone-number { 
    font-size: 1.6rem; 
    font-weight: 900; 
    color: #dc2626; 
    letter-spacing: 0.5px; 
    line-height: 1; 
}

.mobile-toggle { 
    display: none; 
    border: 2px solid #e5e7eb; 
    background: #fff; 
    border-radius: 8px; 
    padding: 10px 16px; 
    cursor: pointer; 
    font-weight: 800; 
    color: #0f172a; 
    font-family: inherit; 
    font-size: 0.95rem; 
}

.mobile-toggle:hover { 
    background: #f8fafc; 
}

.mobile-panel { 
    display: none; 
    border-top: 1px solid #e5e7eb; 
    background: #fff; 
}

.mobile-panel.open { 
    display: block; 
}

.mobile-inner { 
    max-width: 1200px; 
    margin: 0 auto; 
    padding: 12px 20px 16px; 
    display: grid; 
    grid-template-columns: 1fr; 
    gap: 4px; 
}

.mobile-inner a { 
    display: block; 
    padding: 12px 16px; 
    border-radius: 8px; 
    font-weight: 800; 
    color: #0f172a; 
    text-decoration: none; 
    transition: all 0.3s; 
}

.mobile-inner a:hover { 
    background: #f8fafc; 
}

.mobile-phone { 
    padding: 16px; 
    text-align: center; 
    border-top: 1px solid #e5e7eb; 
    margin-top: 8px; 
}

/* ========================================
   4. HERO SECTION
   ======================================== */
.hero { 
    position: relative; 
    display: flex; 
    align-items: center; 
    background: linear-gradient(135deg, #0d47a1 0%, #1565c0 50%, #0d47a1 100%) !important; 
    overflow: hidden; 
    padding: 50px 0; 
}

.hero:before { 
    content: ''; 
    position: absolute; 
    top: 0; 
    left: 0; 
    right: 0; 
    bottom: 0; 
    background-image: repeating-linear-gradient(45deg, transparent, transparent 35px, rgba(255,255,255,.04) 35px, rgba(255,255,255,.04) 70px), repeating-linear-gradient(-45deg, transparent, transparent 35px, rgba(255,255,255,.04) 35px, rgba(255,255,255,.04) 70px); 
    opacity: 0.6; 
}

.hero-content { 
    position: relative; 
    z-index: 2; 
    max-width: 1200px; 
    margin: 0 auto; 
    padding: 0 20px; 
    text-align: center; 
    color: #fff; 
}

.hero-badge { 
    display: inline-block; 
    background: rgba(255, 235, 59, 0.25); 
    color: #ffeb3b; 
    padding: 8px 22px; 
    border-radius: 30px; 
    font-size: 0.85rem; 
    font-weight: 800; 
    letter-spacing: 2px; 
    margin-bottom: 20px; 
    border: 2px solid rgba(255, 235, 59, 0.6); 
    text-transform: uppercase; 
    box-shadow: 0 4px 12px rgba(255, 235, 59, 0.2); 
}

.hero-headline-part1 { 
    display: block; 
    margin-bottom: 6px; 
}

.hero-headline-part2 { 
    display: block; 
    background: linear-gradient(90deg, #ffeb3b, #ffc107); 
    -webkit-background-clip: text; 
    -webkit-text-fill-color: transparent; 
    background-clip: text; 
}

.hero-subheadline { 
    font-size: 1.3rem; 
    font-weight: 400; 
    margin-bottom: 35px; 
    opacity: 0.95; 
    max-width: 750px; 
    margin-left: auto; 
    margin-right: auto; 
    line-height: 1.6; 
}

.hero-form { 
    max-width: 520px; 
    margin: 0 auto; 
    background: rgba(255, 255, 255, 0.98); 
    backdrop-filter: blur(10px); 
    padding: 28px 32px; 
    border-radius: 16px; 
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.4); 
    border: 2px solid rgba(255,235,59,0.35); 
}

.hero-form-container { 
    max-width: 900px; 
    margin: 0 auto; 
}

.form-grid { 
    display: grid; 
    grid-template-columns: repeat(4, 1fr); 
    gap: 12px; 
    align-items: end; 
}

.form-field { 
    margin-bottom: 0; 
}

.form-label { 
    display: block; 
    font-size: 0.9rem; 
    font-weight: 800; 
    color: #0f172a; 
    margin-bottom: 8px; 
    text-align: left; 
}

.form-input, .form-select { 
    width: 100%; 
    padding: 14px 16px; 
    border: 2px solid #e5e7eb; 
    border-radius: 10px; 
    font-size: 1rem; 
    font-family: inherit; 
    background: #fff; 
    transition: all 0.3s; 
    font-weight: 600; 
}

.form-select { 
    cursor: pointer; 
    appearance: none; 
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23334155' d='M6 9L1 4h10z'/%3E%3C/svg%3E"); 
    background-repeat: no-repeat; 
    background-position: right 16px center; 
    padding-right: 40px; 
}

.form-input:focus, .form-select:focus { 
    outline: none; 
    border-color: #0d47a1; 
    box-shadow: 0 0 0 4px rgba(13, 71, 161, 0.15); 
}

.form-submit { 
    padding: 14px 36px; 
    background: #dc2626; 
    color: #fff; 
    border: none; 
    border-radius: 10px; 
    font-size: 1.05rem; 
    font-weight: 900; 
    cursor: pointer; 
    font-family: inherit; 
    transition: all 0.3s; 
    white-space: nowrap; 
    text-transform: uppercase; 
    letter-spacing: 1px; 
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.3); 
}

.form-submit:hover { 
    background: #b91c1c; 
    transform: translateY(-3px); 
    box-shadow: 0 8px 24px rgba(220, 38, 38, 0.4); 
}

.trust-line { 
    display: flex; 
    align-items: center; 
    justify-content: center; 
    gap: 10px; 
    margin-top: 0; 
    padding-top: 20px; 
    border-top: 1px solid #e5e7eb; 
}

.trust-item { 
    display: flex; 
    align-items: center; 
    gap: 8px; 
    font-size: 0.85rem; 
    color: #475569; 
    font-weight: 700; 
}

.trust-item i { 
    color: #16a34a; 
    font-size: 1rem; 
}

.contactHint { 
    margin-top: 10px; 
    font-size: 13px; 
    opacity: 0.85; 
    text-align: center; 
}

.contactHint p { 
    margin: 0; 
}

.hero-form-meta { 
    margin-top: 10px; 
}

.hero-form-error { 
    display: none; 
    margin-top: 10px; 
    text-align: center; 
    font-size: 0.9rem; 
    font-weight: 800; 
    color: #b91c1c; 
}

/* Hero 2-column form */
.hero-grid-2 { 
    grid-template-columns: 1fr auto; 
    gap: 14px; 
}

.hero-mobile-field .form-input { 
    padding: 16px 18px; 
    font-size: 1.05rem; 
    border-width: 2px; 
}

.hero-submit-wrap .form-submit { 
    width: 180px; 
    padding: 16px 26px; 
    font-size: 1.05rem; 
    border-radius: 12px; 
    box-shadow: 0 10px 26px rgba(220,38,38,0.35); 
}

/* WhatsApp Buttons */
.whatsapp-inline-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
    background: #25D366;
    color: white !important;
    padding: 18px 40px;
    border-radius: 50px;
    font-size: 1.3rem;
    font-weight: 900;
    text-decoration: none;
    box-shadow: 0 10px 30px rgba(37, 211, 102, 0.4);
    transition: all 0.4s ease;
    animation: pulse-glow 2s infinite alternate;
    letter-spacing: 0.5px;
}

.whatsapp-inline-btn i {
    font-size: 1.8rem;
}

.whatsapp-inline-btn:hover {
    background: #128C7E;
    transform: translateY(-5px) scale(1.05);
    box-shadow: 0 15px 40px rgba(37, 211, 102, 0.6);
}

@keyframes pulse-glow {
    0% { box-shadow: 0 10px 30px rgba(37, 211, 102, 0.4); }
    100% { box-shadow: 0 10px 30px rgba(37, 211, 102, 0.6); }
}

.whatsapp-btn-wrapper {
    position: relative;
    display: inline-block;
}

.btn-text {
    text-align: left;
}

.btn-text .main-text {
    font-size: 1.3rem;
    line-height: 1.2;
}

.btn-text .sub-text {
    font-size: 0.9rem;
    font-weight: 600;
    opacity: 0.9;
    margin-top: 4px;
}

.popular-badge {
    position: absolute;
    top: -10px;
    right: -20px;
    background: #ffeb3b;
    color: #0f172a;
    font-size: 0.8rem;
    font-weight: 900;
    padding: 6px 14px;
    border-radius: 20px;
    box-shadow: 0 4px 12px rgba(0,0,0,0.15);
}

/* ========================================
   5. TRUST BADGES SECTION
   ======================================== */
.trustBadges {
    background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
    border-bottom: 1px solid var(--border);
    position: relative;
}

.trustBadges::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--blue), transparent);
}

.badgeWrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    text-align: center;
}

.badge {
    padding: 16px;
    background: #fff;
    border-radius: 16px;
    border: 1px solid var(--border);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.badge:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: var(--blue);
}

.badge .num {
    font-size: 2.2rem;
    font-weight: 900;
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.1;
    margin-bottom: 6px;
}

.badge .label {
    font-size: .92rem;
    font-weight: 850;
    color: var(--text-light);
}

/* ========================================
   6. TESTIMONIALS SECTION
   ======================================== */
.testimonials {
    background: #fff;
    position: relative;
}

.testimonialsWrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    text-align: center;
}

.testimonialGrid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-top: 40px;
}

.testimonialCard {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 28px;
    text-align: left;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.testimonialCard::before {
    content: '"';
    position: absolute;
    top: 16px;
    right: 20px;
    font-size: 120px;
    font-weight: 900;
    color: var(--blue-light);
    line-height: 1;
    opacity: .5;
    font-family: var(--font-family-serif);
}

.testimonialCard:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.testimonialHeader {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 16px;
    position: relative;
    z-index: 10;
}

.testimonialAvatar {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--blue-light), #e8f4fd);
    display: grid;
    place-items: center;
    font-weight: 900;
    font-size: 1.3rem;
    color: var(--blue);
    flex-shrink: 0;
    border: 3px solid #fff;
    box-shadow: var(--shadow-sm);
}

.testimonialInfo h4 {
    margin: 0 0 4px;
    font-size: 1.05rem;
    font-weight: 900;
    color: var(--text);
}

.testimonialInfo .meta {
    font-size: .88rem;
    color: var(--text-light);
    font-weight: 800;
}

.testimonialStars {
    margin-bottom: 14px;
    display: flex;
    gap: 4px;
    position: relative;
    z-index: 10;
}

.testimonialStars .star {
    color: var(--yellow-dark);
    font-size: 1.1rem;
}

.testimonialText {
    color: #334155;
    font-size: 1rem;
    line-height: 1.75;
    margin-bottom: 16px;
    position: relative;
    z-index: 10;
}

.testimonialBadge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 6px 12px;
    background: var(--green-light);
    color: #047857;
    border-radius: 999px;
    font-size: .85rem;
    font-weight: 900;
    position: relative;
    z-index: 10;
}

.testimonialBadge::before {
    content: '✓';
    display: inline-block;
    width: 16px;
    height: 16px;
    background: var(--green);
    color: #fff;
    border-radius: 50%;
    font-size: .7rem;
    line-height: 16px;
    text-align: center;
}

/* ========================================
   7. INTRO SECTION
   ======================================== */
#intro {
    max-width: 1000px;
    margin: 0 auto;
    padding: 70px 20px;
}

#intro .secTitle {
    text-align: left;
    position: relative;
    padding-bottom: 16px;
    color: var(--blue);
}

#intro .secTitle::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 80px;
    height: 4px;
    background: linear-gradient(90deg, var(--blue), var(--blue2));
    border-radius: 2px;
}

#intro p {
    margin: 0 0 18px;
    font-size: 1.08rem;
    color: #1f2937;
    line-height: 1.8;
}

#intro strong { 
    font-weight: 900;
    color: var(--text);
}

#intro .highlight {
    margin-top: 24px;
    background: linear-gradient(135deg, #ecfdf5 0%, #d1fae5 100%);
    border: 1px solid #a7f3d0;
    border-left: 4px solid var(--green);
    border-radius: 16px;
    padding: 20px 24px;
    color: #065f46;
    line-height: 1.8;
    box-shadow: var(--shadow-sm);
}

#intro .highlight strong {
    display: block;
    margin-bottom: 8px;
    font-size: 1.1rem;
    color: #047857;
}

/* ========================================
   8. TRUST REASONS SECTION
   ======================================== */
.trustReasons {
    background: #eaf6f6;
    padding: 52px 0 56px;
}

.trustWrap {
    max-width: 1080px;
    margin: 0 auto;
    padding: 0 16px;
    text-align: center;
}

.trustKicker {
    font-weight: 900;
    letter-spacing: .12em;
    color: #0f766e;
    font-size: .9rem;
    text-transform: uppercase;
    margin-bottom: 10px;
}

.trustTitle {
    margin: 0 auto 18px;
    font-weight: 900;
    letter-spacing: -.4px;
    line-height: 1.15;
    font-size: clamp(1.8rem, 3vw, 2.6rem);
    max-width: 920px;
}

.trustGrid {
    margin-top: 22px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 34px 60px;
    align-items: start;
}

.trustItem {
    text-align: center;
    max-width: 460px;
    margin: 0 auto;
}

.trustIcon {
    width: 92px;
    height: 92px;
    margin: 0 auto 12px;
}

.trustIcon svg { 
    width: 100%; 
    height: 100%; 
}

.trustLinkTitle {
    margin: 0 0 8px;
    font-weight: 900;
    font-size: 1.25rem;
    color: #0f766e;
    text-decoration: underline;
    text-underline-offset: 6px;
    text-decoration-thickness: 3px;
}

.trustText {
    margin: 0;
    color: #0f172a;
    font-size: 1.02rem;
    line-height: 1.7;
    opacity: .9;
}

.trustBtnRow {
    margin-top: 28px;
    display: flex;
    justify-content: center;
}

.trustBtn {
    border: 0;
    cursor: pointer;
    border-radius: 10px;
    padding: 14px 22px;
    background: #0f766e;
    color: #fff;
    font-weight: 900;
    letter-spacing: .02em;
    text-transform: uppercase;
    font-size: 1rem;
}

.trustBtn:hover { 
    filter: brightness(.95); 
}

/* ========================================
   9. PARTNERS SECTION
   ======================================== */
.partners {
    background: #fff;
    position: relative;
    overflow: hidden;
}

.partners::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100px;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(13,71,161,.03) 0%, transparent 70%);
    pointer-events: none;
}

.partnersWrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    text-align: center;
}

.logoGrid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 24px;
    align-items: center;
    justify-items: center;
    max-width: 1000px;
    margin: 0 auto;
}

.logoBox {
    width: 100%;
    height: 100px;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 16px;
    display: grid;
    place-items: center;
    padding: 16px;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.logoBox:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
    border-color: var(--blue);
}

.logoBox .logoText {
    font-weight: 900;
    font-size: 1.1rem;
    color: var(--blue);
    text-align: center;
    line-height: 1.3;
}

.logoBox .logoSub {
    font-size: .75rem;
    color: var(--text-light);
    font-weight: 800;
    margin-top: 2px;
}

/* ========================================
   10. HOW IT WORKS SECTION
   ======================================== */
#how {
    max-width: 1100px;
    margin: 0 auto;
    padding: 70px 20px;
}

#how .secTitle, 
#how .subtitle {
    text-align: center;
}

#how .steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 30px;
    position: relative;
}

#how .steps::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 12%;
    right: 12%;
    height: 2px;
    background: linear-gradient(90deg, 
        var(--blue) 0%, 
        var(--blue) 20%, 
        var(--border) 20%, 
        var(--border) 40%,
        var(--blue) 40%,
        var(--blue) 60%,
        var(--border) 60%,
        var(--border) 80%,
        var(--blue) 80%,
        var(--blue) 100%
    );
    z-index: 0;
}

#how .step {
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 24px 20px;
    background: #fff;
    box-shadow: var(--shadow-sm);
    text-align: center;
    transition: var(--transition);
    position: relative;
    z-index: 10;
}

#how .step:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-md);
    border-color: var(--blue);
}

#how .numCircle {
    width: 80px;
    height: 80px;
    margin: 0 auto 16px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    display: grid;
    place-items: center;
    font-size: 2rem;
    font-weight: 900;
    color: #fff;
    box-shadow: 0 6px 20px rgba(13,71,161,.3);
}

#how .step h3 {
    margin: 0 0 10px;
    color: var(--text);
}

#how .step small {
    display: block;
    color: var(--text-light);
    font-size: .96rem;
    line-height: 1.6;
}

/* ========================================
   11. ELIGIBILITY SECTION
   ======================================== */
#eligibility .wrap {
    max-width: 1100px;
    margin: 0 auto;
}

#eligibility .secTitle,
#eligibility .subtitle {
    text-align: center;
}

#eligibility .subtitle {
    color: #1e40af;
}

#eligibility .grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    margin-top: 30px;
}

#eligibility .card {
    border: 1px solid #93c5fd;
    border-radius: 20px;
    padding: 28px;
    background: #fff;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

#eligibility .card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

#eligibility .card h3 {
    margin: 0 0 16px;
    color: var(--blue);
    display: flex;
    align-items: center;
    gap: 10px;
}

#eligibility .card h3::before {
    content: '';
    width: 4px;
    height: 28px;
    background: linear-gradient(180deg, var(--blue), var(--blue2));
    border-radius: 2px;
}

#eligibility .card ul {
    margin: 0;
    padding-left: 0;
    list-style: none;
    color: #1f2937;
    line-height: 1.8;
}

#eligibility .card li {
    margin-bottom: 12px;
    font-size: 1rem;
    padding-left: 28px;
    position: relative;
}

#eligibility .card li::before {
    content: '✓';
    position: absolute;
    left: 0;
    top: 0;
    width: 20px;
    height: 20px;
    background: var(--green);
    color: #fff;
    border-radius: 50%;
    display: grid;
    place-items: center;
    font-size: .7rem;
    font-weight: 900;
}

#eligibility .card strong {
    font-weight: 900;
    color: var(--text);
}

#eligibility .note {
    margin-top: 30px;
    padding: 24px 28px;
    background: #fff;
    border: 1px solid #fed7aa;
    border-left: 4px solid var(--orange);
    border-radius: 16px;
    color: #92400e;
    font-size: 1.02rem;
    line-height: 1.75;
    box-shadow: var(--shadow-sm);
}

#eligibility .note strong {
    color: #ea580c;
    font-weight: 900;
}

/* ========================================
   12. RATES & TERMS SECTION
   ======================================== */
#rates {
    background: #fff;
    padding: 70px 0 80px;
}

#rates .wrap {
    max-width: 1100px;
    margin: 0 auto;
}

#rates .secTitle,
#rates .subtitle {
    text-align: center;
}

.rates-scroll-indicator {
    display: none;
    text-align: center;
    margin: 10px 0;
    color: var(--text-light);
    font-size: 0.9rem;
    animation: pulse 2s infinite;
    font-weight: 700;
}

.rates-scroll-indicator i {
    margin-right: 8px;
}

.rates-table-container {
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    margin: 30px 0;
    border-radius: 20px;
    box-shadow: var(--shadow-md);
    background: #fff;
    border: 1px solid var(--border);
}

#rates table {
    width: 100%;
    min-width: 600px;
    border-collapse: collapse;
}

#rates thead {
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    position: sticky;
    top: 0;
    z-index: 10;
}

#rates th {
    padding: 18px 20px;
    text-align: left;
    font-weight: 900;
    font-size: 1rem;
    color: #fff;
    white-space: nowrap;
    min-width: 150px;
}

#rates th:first-child {
    position: sticky;
    left: 0;
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    z-index: 20;
    min-width: 180px;
}

#rates tbody tr {
    transition: var(--transition);
}

#rates tbody tr:hover {
    background: var(--blue-light);
}

#rates td {
    padding: 18px 20px;
    border-bottom: 1px solid var(--border);
    font-size: 1rem;
    color: #1f2937;
    font-weight: 800;
    min-width: 150px;
}

#rates td:first-child {
    position: sticky;
    left: 0;
    background: #fff;
    z-index: 15;
    font-weight: 900;
    color: var(--text);
    border-right: 2px solid #f1f5f9;
    min-width: 180px;
}

#rates tr:last-child td {
    border-bottom: 0;
}

.rates-table-container::-webkit-scrollbar {
    height: 8px;
}

.rates-table-container::-webkit-scrollbar-track {
    background: var(--bg-alt);
    border-radius: 4px;
}

.rates-table-container::-webkit-scrollbar-thumb {
    background: var(--border-dark);
    border-radius: 4px;
}

.rates-table-container::-webkit-scrollbar-thumb:hover {
    background: var(--text-light);
}

#rates .note {
    margin-top: 30px;
    padding: 20px 24px;
    background: var(--bg-alt);
    border: 1px solid var(--border);
    border-radius: 16px;
    font-size: 1rem;
    color: var(--muted);
    line-height: 1.75;
}

#rates .note strong {
    color: var(--text);
    font-weight: 900;
}

/* ========================================
   13. IT PROFESSIONALS SECTION
   ======================================== */
#it-professionals {
    background: #ffffff;
    padding: 80px 0;
}

#it-professionals .container {
    max-width: 1080px;
    margin: 0 auto;
    padding: 0 20px;
}

#it-professionals .secTitle {
    text-align: left;
    color: #0d47a1;
}

#it-professionals p {
    margin-bottom: 20px;
    font-size: 1.05rem;
    line-height: 1.8;
    color: #334155;
    text-align: left;
}

#it-professionals p strong {
    font-weight: 700;
    color: #0f172a;
}

#it-professionals ul {
    list-style: disc;
    padding-left: 24px;
    margin: 20px 0;
}

#it-professionals ul li {
    margin-bottom: 12px;
    line-height: 1.7;
    font-size: 1.05rem;
    color: #334155;
}

#it-professionals ul li strong {
    font-weight: 700;
    color: #0f172a;
}

#it-professionals .highlight {
    margin-top: 24px;
    background: #f0fdf4;
    border-left: 4px solid #16a34a;
    padding: 16px 20px;
    color: #065f46;
    line-height: 1.7;
}

#it-professionals .highlight strong {
    font-weight: 700;
    color: #047857;
}

/* ========================================
   14. COMPARISON SECTION
   ======================================== */
.comparison {
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
}

.comparisonWrap {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 20px;
}

.comparison .title,
.comparison .subtitle {
    text-align: center;
}

.scroll-indicator {
    display: none;
    text-align: center;
    margin: 10px 0;
    color: var(--text-light);
    font-size: 0.9rem;
    animation: pulse 2s infinite;
    font-weight: 700;
}

.scroll-indicator i {
    margin-right: 8px;
}

@keyframes pulse {
    0% { opacity: 0.6; }
    50% { opacity: 1; }
    100% { opacity: 0.6; }
}

.table-container {
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    margin: 30px 0;
    border-radius: 20px;
    box-shadow: var(--shadow-md);
    background: #fff;
    border: 1px solid var(--border);
}

.comparisonTable {
    width: 100%;
    min-width: 700px;
    border-collapse: collapse;
    background: #fff;
}

.comparisonTable thead {
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    position: sticky;
    top: 0;
    z-index: 10;
}

.comparisonTable th {
    padding: 18px 20px;
    text-align: left;
    font-weight: 900;
    font-size: 1rem;
    color: #fff;
    border-bottom: 2px solid rgba(255,255,255,.2);
    white-space: nowrap;
    min-width: 180px;
}

.comparisonTable th:first-child {
    position: sticky;
    left: 0;
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    z-index: 20;
    min-width: 200px;
}

.comparisonTable tbody tr {
    transition: var(--transition);
}

.comparisonTable tbody tr:hover {
    background: var(--blue-light);
}

.comparisonTable td {
    padding: 16px 20px;
    border-bottom: 1px solid var(--border);
    font-size: .98rem;
    color: var(--text);
    min-width: 180px;
    font-weight: 800;
}

.comparisonTable td:first-child {
    position: sticky;
    left: 0;
    background: #fff;
    z-index: 15;
    font-weight: 900;
    color: var(--text);
    border-right: 2px solid #f1f5f9;
    min-width: 200px;
}

.comparisonTable tbody tr:last-child td {
    border-bottom: 0;
}

.comparisonTable .feature {
    font-weight: 900;
    color: var(--text);
}

.comparisonTable .highlight {
    font-weight: 900;
    color: var(--green);
}

.comparisonTable .highlight::before {
    content: '✓ ';
    font-weight: 900;
}

.comparisonTable .lowlight {
    font-weight: 800;
    color: #dc2626;
}

.comparisonTable .lowlight::before {
    content: '✗ ';
    font-weight: 900;
}

.comparisonTable .neutral {
    font-weight: 800;
    color: var(--text-light);
}

.table-container::-webkit-scrollbar {
    height: 8px;
}

.table-container::-webkit-scrollbar-track {
    background: var(--bg-alt);
    border-radius: 4px;
}

.table-container::-webkit-scrollbar-thumb {
    background: var(--border-dark);
    border-radius: 4px;
}

.table-container::-webkit-scrollbar-thumb:hover {
    background: var(--text-light);
}

/* ========================================
   15. ADDITIONAL SECTIONS
   ======================================== */
.image-text-section {
    padding: 50px 0;
}

.section-white {
    background: #fff;
}

.section-gray {
    background: var(--bg-alt);
}

.image-text-grid {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 50% 50%;
    gap: 50px;
    align-items: center;
}

.image-text-grid.reverse {
    direction: rtl;
}

.image-text-grid.reverse > * {
    direction: ltr;
}

.text-side h2 {
    font-size: 2rem;
    font-weight: 900;
    color: var(--text);
    margin-bottom: 20px;
    line-height: 1.3;
}

.text-side p {
    font-size: 1rem;
    line-height: 1.7;
    color: var(--text);
    margin-bottom: 16px;
}

.text-side ul {
    margin: 20px 0 20px 24px;
    padding: 0;
}

.text-side ul li {
    margin-bottom: 10px;
    line-height: 1.6;
    color: var(--text);
}

.text-side strong {
    color: var(--text);
    font-weight: 800;
}

.image-side {
    background: #e0e0e0;
    height: 350px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #999;
    font-size: 1rem;
    font-weight: 700;
}

.section {
    padding: 50px 0;
}

.section .container {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 20px;
}

.section h2 {
    font-size: 2rem;
    font-weight: 900;
    color: var(--text);
    margin-bottom: 16px;
    line-height: 1.3;
}

.section p {
    font-size: 1rem;
    line-height: 1.7;
    color: var(--text);
    margin-bottom: 16px;
}

.dark-quote {
    background: #2a2a2a;
    padding: 60px 0;
    text-align: center;
}

.quote-content {
    max-width: 900px;
    margin: 0 auto;
    padding: 0 20px;
}

.quote-text {
    color: #fff;
    font-size: 1.75rem;
    font-weight: 700;
    line-height: 1.5;
    margin-bottom: 24px;
    font-style: italic;
}

.quote-author {
    color: #bbb;
    font-size: 1.1rem;
    font-weight: 600;
}

.benefits-section {
    padding: 50px 0;
    background: #fff;
}

.benefits-section .container {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 20px;
}

.section-title {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 50px;
}

.section-title h2 {
    margin-bottom: 14px;
}

.section-subtitle {
    font-size: 1.1rem;
    color: var(--text-light);
    line-height: 1.6;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.benefit-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 32px 24px;
    text-align: center;
    transition: var(--transition);
}

.benefit-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.benefit-icon {
    width: 70px;
    height: 70px;
    background: var(--blue-light);
    border-radius: 50%;
    margin: 0 auto 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
}

.benefit-card h3 {
    margin-bottom: 12px;
    color: var(--text);
}

.benefit-card p {
    font-size: 0.95rem;
    color: var(--text-light);
    line-height: 1.6;
    margin: 0;
}

/* ========================================
   16. IMPORTANT DISCLAIMER SECTION
   ======================================== */
.disclaimer-section {
    /* background: linear-gradient(135deg, #fff3cd 0%, #ffeaa7 100%); */
    padding: 40px 0;
    margin: 40px 0;
    /* border-top: 3px solid #f59e0b; */
    /* border-bottom: 3px solid #f59e0b; */
}

.disclaimer-container {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 20px;
}

.disclaimer-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.disclaimer-icon {
    font-size: 2.5rem;
    color: #d97706;
    flex-shrink: 0;
}

.disclaimer-header h2 {
    font-size: 1.8rem;
    color: #92400e;
    margin: 0;
    font-weight: 900;
}

.disclaimer-content {
    background: #fff;
    border: 2px solid #fbbf24;
    border-radius: 16px;
    padding: 30px;
    box-shadow: var(--shadow-md);
}

.disclaimer-content p {
    font-size: 1.05rem;
    line-height: 1.8;
    color: #78350f;
    margin-bottom: 20px;
}

.disclaimer-content strong {
    font-weight: 900;
    color: #92400e;
}

.disclaimer-list {
    margin: 25px 0 25px 20px;
    padding: 0;
}

.disclaimer-list li {
    margin-bottom: 15px;
    font-size: 1rem;
    line-height: 1.7;
    color: #78350f;
    padding-left: 10px;
    position: relative;
}

.disclaimer-list li:before {
    content: "•";
    color: #f59e0b;
    font-weight: 900;
    font-size: 1.5rem;
    position: absolute;
    left: -15px;
    top: -5px;
}

.disclaimer-note {
    margin-top: 25px;
    padding: 20px;
    background: #fef3c7;
    border-left: 4px solid #f59e0b;
    border-radius: 10px;
    font-size: 1rem;
    color: #92400e;
    line-height: 1.7;
}

.disclaimer-note strong {
    display: block;
    margin-bottom: 8px;
    font-size: 1.1rem;
    color: #d97706;
}

/* ========================================
   17. FAQ SECTION
   ======================================== */
#faq {
    background: #ffffff;
    padding: 70px 0;
}

#faq .wrap {
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 20px;
}

#faq .secTitle,
#faq .subtitle {
    text-align: center;
}

.acc-item {
    border: 2px solid #e5e7eb;
    border-radius: 12px;
    background: #fff;
    margin-bottom: 16px;
    overflow: hidden;
    transition: all 0.3s ease;
}

.acc-item:hover {
    border-color: #0d47a1;
    box-shadow: 0 4px 12px rgba(13, 71, 161, 0.1);
}

.acc-btn {
    width: 100%;
    text-align: left;
    border: 0;
    background: transparent;
    padding: 20px 24px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--text);
    transition: all 0.3s ease;
    font-family: inherit;
}

.acc-btn:hover {
    background: #f8fafc;
    color: var(--blue);
}

.acc-icon {
    font-size: 1.8rem;
    font-weight: 300;
    color: #0d47a1;
    transition: transform 0.3s ease;
    line-height: 1;
    min-width: 24px;
    text-align: center;
}

.acc-body {
    display: none;
    padding: 0 24px 24px;
    color: #475569;
    font-size: 1rem;
    line-height: 1.8;
    background: #f8fafc;
}

.acc-body p {
    margin: 0;
}

.acc-body strong {
    font-weight: 900;
    color: var(--text);
}

.acc-item.open .acc-body {
    display: block !important;
}

.acc-item.open .acc-icon {
    transform: rotate(45deg);
    color: #0d47a1;
}

.acc-item.open .acc-btn {
    background: #e3f2fd;
    color: #0d47a1;
}

.acc-item.open {
    border-color: #0d47a1;
    box-shadow: 0 4px 12px rgba(13, 71, 161, 0.15);
}

/* ========================================
   18. STICKY WHATSAPP BUTTON
   ======================================== */
#sticky-wa {
    position: fixed;
    bottom: 24px;
    right: 24px;
    z-index: 9999;
}

#sticky-wa button {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    border: 0;
    background: linear-gradient(135deg, #25D366 0%, #128C7E 100%);
    color: #fff;
    cursor: pointer;
    box-shadow: 0 8px 24px rgba(37,211,102,.4);
    display: grid;
    place-items: center;
    font-size: 32px;
    transition: var(--transition);
    animation: pulse 2s infinite;
}

#sticky-wa button:hover {
    transform: scale(1.1);
    box-shadow: 0 12px 32px rgba(37,211,102,.6);
}

/* ========================================
   19. FOOTER
   ======================================== */
.justdial-footer {
    background: #64748b;
    padding: 60px 0 30px;
    font-family: var(--font-family-base);
    color: #ffffff;
    position: relative;
}

.justdial-footer-container {
    max-width: 1366px;
    margin: 0 auto;
    padding: 0 50px;
}

.footer-top-banner {
    background: #475569;
    padding: 30px 0;
    margin: -60px -50px 50px;
    border-bottom: 3px solid #334155;
}

.footer-banner-content {
    max-width: 1366px;
    margin: 0 auto;
    padding: 0 50px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.footer-banner-left {
    display: flex;
    align-items: center;
    gap: 25px;
}

.footer-banner-logo {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #0d47a1, #1565c0);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: 900;
    color: #fff;
    flex-shrink: 0;
    box-shadow: 0 4px 12px rgba(13,71,161,0.3);
}

.footer-banner-text h3 {
    font-size: 1.5rem;
    font-weight: 900;
    margin-bottom: 6px;
    color: #fff;
}

.footer-banner-text p {
    font-size: 1.05rem;
    color: #cbd5e1;
    margin: 0;
}

.footer-banner-btn {
    background: #16a34a;
    color: #fff;
    padding: 16px 32px;
    border-radius: 10px;
    font-weight: 900;
    font-size: 1.05rem;
    border: none;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    gap: 12px;
    transition: all 0.3s ease;
    text-decoration: none;
    white-space: nowrap;
    box-shadow: 0 4px 12px rgba(22,163,74,0.3);
}

.footer-banner-btn:hover {
    background: #15803d;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(22,163,74,0.4);
}

.footer-app-section {
    margin-bottom: 50px;
    padding-bottom: 45px;
    border-bottom: 1px solid rgba(255,255,255,0.15);
}

.footer-app-title {
    font-size: 1.15rem;
    font-weight: 700;
    margin-bottom: 18px;
    color: #fff;
}

.footer-app-buttons {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
}

.app-btn {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    background: #1e293b;
    color: #fff;
    padding: 12px 24px;
    border-radius: 10px;
    text-decoration: none;
    transition: all 0.3s ease;
    border: 1px solid rgba(255,255,255,0.2);
}

.app-btn:hover {
    background: #334155;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0,0,0,0.3);
}

.app-btn i {
    font-size: 2rem;
}

.app-btn-text {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.app-btn-small {
    font-size: 0.75rem;
    color: #cbd5e1;
}

.app-btn-large {
    font-size: 1.05rem;
    font-weight: 900;
    color: #fff;
}

.footer-section {
    margin-bottom: 45px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.15);
}

.footer-section:last-of-type {
    border-bottom: none;
    margin-bottom: 40px;
    padding-bottom: 0;
}

.footer-section-title {
    font-size: 1.15rem;
    font-weight: 900;
    color: #ffffff;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 1px;
    position: relative;
    padding-bottom: 12px;
}

.footer-section-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 60px;
    height: 3px;
    background: #0d47a1;
    border-radius: 3px;
}

.footer-links {
    font-size: 0.95rem;
    line-height: 2.2;
    color: #cbd5e1;
    text-align: left;
    word-spacing: 3px;
}

.footer-links a {
    color: #e0e7ff;
    text-decoration: none;
    transition: all 0.2s ease;
    display: inline;
    font-weight: 500;
}

.footer-links a:hover,
.footer-links a:focus {
    color: #ffffff;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.footer-pipe {
    color: #94a3b8;
    margin: 0 10px;
    font-weight: 300;
    opacity: 0.7;
}

.footer-disclaimer {
    max-width: 1300px;
    margin: 35px auto;
    padding: 25px 30px;
    background: rgba(251,191,36,0.15);
    border: 2px solid #fbbf24;
    border-left: 5px solid #f59e0b;
    border-radius: 10px;
    font-size: 0.92rem;
    color: #fef3c7;
    line-height: 1.8;
}

.footer-disclaimer strong {
    color: #fde68a;
    font-weight: 900;
    display: block;
    margin-bottom: 8px;
    font-size: 1rem;
}

.footer-copyright {
    text-align: center;
    padding-top: 30px;
    border-top: 1px solid rgba(255,255,255,0.15);
    margin-top: 35px;
}

.footer-copyright-text {
    font-size: 0.95rem;
    color: #cbd5e1;
    margin-bottom: 16px;
    font-weight: 600;
}

.footer-legal-links {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
    margin-top: 16px;
}

.footer-legal-links a {
    font-size: 0.9rem;
    color: #e0e7ff;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.2s ease;
    padding: 8px 16px;
    border-radius: 6px;
}

.footer-legal-links a:hover,
.footer-legal-links a:focus {
    color: #ffffff;
    background: rgba(255,255,255,0.1);
}

.footer-social {
    display: flex;
    gap: 16px;
    margin-bottom: 24px;
    justify-content: center;
}

.social-icon {
    width: 44px;
    height: 44px;
    background: rgba(255,255,255,0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 1.2rem;
    transition: all 0.3s ease;
    text-decoration: none;
}

.social-icon:hover {
    background: #0d47a1;
    transform: translateY(-3px);
    box-shadow: 0 4px 12px rgba(13,71,161,0.3);
}

/* ========================================
   20. RESPONSIVE DESIGN
   ======================================== */

/* Large Tablets */
@media (max-width: 1024px) {
    .container { 
        padding: 0 24px; 
    }
    
    .hero .form-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 14px;
    }
    
    .hero .form-submit {
        grid-column: 1 / -1;
        padding: 16px;
    }
    
    .hero-grid-2 {
        grid-template-columns: 1fr !important;
    }
    
    .hero-submit-wrap .form-submit {
        width: 100% !important;
    }
    
    .trustGrid {
        grid-template-columns: 1fr;
        gap: 28px;
    }
    
    .testimonialGrid,
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
    
    .logoGrid {
        grid-template-columns: repeat(4, 1fr);
        gap: 16px;
    }
    
    .badgeWrap {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
    }
    
    #how .steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
    
    .image-text-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .justdial-footer-container,
    .footer-banner-content {
        padding: 0 45px;
    }
    
    .disclaimer-container {
        padding: 0 30px;
    }
    
    .disclaimer-header h2 {
        font-size: 1.6rem;
    }
    
    .disclaimer-content {
        padding: 25px;
    }
}

/* Tablets & Small Laptops */
@media (max-width: 980px) {
    .nav { 
        display: none; 
    }
    
    .header-phone { 
        display: none; 
    }
    
    .mobile-toggle { 
        display: inline-flex; 
    }
    
    .logo { 
        min-width: auto; 
    }
}

/* Small Tablets */
@media (max-width: 768px) {
    section {
        padding: 50px 0;
    }
    
    .scroll-indicator,
    .rates-scroll-indicator {
        display: block;
    }
    
    .table-container,
    .rates-table-container {
        margin: 20px -20px;
        width: calc(100% + 40px);
        border-radius: 12px;
    }
    
    .hero {
        padding: 40px 0;
    }
    
    .hero-headline {
        font-size: 2.4rem;
    }
    
    .hero-subheadline {
        font-size: 1.15rem;
        margin-bottom: 30px;
    }
    
    .hero-form {
        padding: 24px 22px;
    }
    
    .form-grid {
        grid-template-columns: repeat(4, 1fr);
        gap: 12px;
    }
    
    .form-submit {
        grid-column: span 2;
        padding: 16px;
    }
    
    .trust-line {
        flex-wrap: wrap;
        gap: 18px;
    }
    
    #eligibility .grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .logoGrid {
        grid-template-columns: repeat(3, 1fr);
        gap: 12px;
    }
    
    #how .steps::before {
        display: none;
    }
    
    .comparisonTable th,
    .comparisonTable td,
    #rates th,
    #rates td {
        padding: 14px 16px;
        font-size: 0.92rem;
        min-width: 130px;
    }
    
    .comparisonTable th:first-child,
    .comparisonTable td:first-child,
    #rates th:first-child,
    #rates td:first-child {
        min-width: 150px;
    }
    
    .comparisonTable {
        min-width: 650px;
    }
    
    #rates table {
        min-width: 550px;
    }
    
    h2, .secTitle {
        font-size: 2rem;
    }
    
    h3 {
        font-size: 1.3rem;
    }
    
    .subtitle {
        font-size: 1rem;
    }
    
    .testimonialCard,
    .trustCard,
    .comparisonCard,
    .card,
    .step {
        padding: 20px;
    }
    
    .form-input, 
    .form-select, 
    .form-submit {
        min-height: 48px;
        font-size: 16px;
    }
    
    button, .btn, a.btn {
        min-height: 44px;
    }
    
    .tableWrap {
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }
    
    .tableWrap table {
        min-width: 600px;
    }
    
    .justdial-footer {
        padding: 50px 0 25px;
    }
    
    .justdial-footer-container,
    .footer-banner-content {
        padding: 0 35px;
    }
    
    .footer-top-banner {
        margin: -50px -35px 45px -35px;
        padding: 25px 0;
    }
    
    .footer-banner-logo {
        width: 60px;
        height: 60px;
        font-size: 1.7rem;
    }
    
    .footer-banner-text h3 {
        font-size: 1.3rem;
    }
    
    .footer-section {
        margin-bottom: 40px;
        padding-bottom: 35px;
    }
    
    #it-professionals {
        padding: 60px 0;
    }
    
    #it-professionals .secTitle {
        font-size: 1.6rem;
    }
    
    #it-professionals p,
    #it-professionals ul li {
        font-size: 1rem;
    }
    
    .disclaimer-section {
        padding: 30px 0;
        margin: 30px 0;
    }
    
    .disclaimer-header {
        flex-direction: column;
        text-align: center;
        gap: 10px;
    }
    
    .disclaimer-header h2 {
        font-size: 1.4rem;
    }
    
    .disclaimer-content {
        padding: 20px;
    }
    
    .disclaimer-content p {
        font-size: 1rem;
    }
    
    .disclaimer-list li {
        font-size: 0.95rem;
    }
}

/* Mobile Phones */
@media (max-width: 640px) {
    .container { 
        padding: 0 16px; 
    }
    
    body { 
        padding-bottom: 75px; 
    }
    
    section {
        padding: 40px 0;
    }
    
    .hero {
        padding: 35px 0;
    }
    
    .hero-headline {
        font-size: 2rem;
    }
    
    .hero-badge {
        font-size: 0.75rem;
        padding: 7px 18px;
    }
    
    .logo-text {
        font-size: 1.2rem;
    }
    
    .logo-icon {
        width: 42px;
        height: 42px;
        font-size: 1.2rem;
    }
    
    .trust-line {
        flex-direction: column;
        gap: 12px;
    }
    
    .testimonialGrid,
    .trustGrid,
    .benefits-grid,
    #how .steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    
    .logoGrid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }
    
    .badgeWrap {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }
    
    .badge,
    .testimonialCard,
    .logoBox,
    .step,
    .trustCard {
        margin-bottom: 16px;
    }
    
    .testimonialAvatar {
        width: 40px;
        height: 40px;
        font-size: 1rem;
    }
    
    .numCircle {
        width: 60px;
        height: 60px;
        font-size: 1.5rem;
    }
    
    .trustIcon,
    .benefitIcon {
        width: 50px;
        height: 50px;
        font-size: 1.4rem;
    }
    
    .acc-btn {
        padding: 14px 16px;
        font-size: 0.95rem;
    }
    
    .acc-icon {
        width: 24px;
        height: 24px;
        font-size: 1rem;
    }
    
    .acc-body {
        padding: 0 16px 16px;
        font-size: 0.9rem;
    }
    
    h2, .secTitle {
        font-size: 1.75rem;
    }
    
    h3 {
        font-size: 1.15rem;
    }
    
    .kicker {
        font-size: 0.85rem;
    }
    
    .hero-form {
        max-width: 100%;
    }
    
    .whatsapp-inline-btn {
        padding: 16px 32px;
        font-size: 1.15rem;
        gap: 12px;
    }
    
    .whatsapp-inline-btn i {
        font-size: 1.6rem;
    }
    
    .popular-badge {
        top: -8px;
        right: 10px;
        font-size: 0.75rem;
        padding: 5px 12px;
    }
    
    .comparisonTable th,
    .comparisonTable td,
    #rates th,
    #rates td {
        padding: 12px 14px;
        font-size: 0.88rem;
        min-width: 120px;
    }
    
    .comparisonTable th:first-child,
    .comparisonTable td:first-child,
    #rates th:first-child,
    #rates td:first-child {
        min-width: 140px;
        font-size: 0.9rem;
    }
    
    .comparisonTable {
        min-width: 600px;
    }
    
    #rates table {
        min-width: 500px;
    }
    
    .table-container,
    .rates-table-container {
        margin: 20px 0px;
        width: calc(100% + 32px);
    }
    
    .justdial-footer {
        padding: 40px 0 20px;
    }
    
    .justdial-footer-container,
    .footer-banner-content {
        padding: 0 25px;
    }
    
    .footer-top-banner {
        margin: -40px -25px 40px -25px;
        padding: 20px 0;
    }
    
    .footer-banner-content {
        flex-direction: column;
        text-align: center;
    }
    
    .footer-banner-left {
        flex-direction: column;
    }
    
    .footer-banner-logo {
        width: 55px;
        height: 55px;
        font-size: 1.5rem;
    }
    
    .footer-banner-text h3 {
        font-size: 1.15rem;
    }
    
    .footer-banner-text p {
        font-size: 0.95rem;
    }
    
    .footer-banner-btn {
        width: 100%;
        justify-content: center;
        padding: 14px 28px;
    }
    
    .footer-section {
        margin-bottom: 35px;
        padding-bottom: 30px;
    }
    
    .footer-section-title {
        font-size: 1.05rem;
    }
    
    .footer-links {
        font-size: 0.88rem;
        line-height: 2.1;
    }
    
    .footer-pipe {
        margin: 0 7px;
    }
    
    .app-btn {
        flex: 1;
        min-width: 160px;
        justify-content: center;
    }
    
    .footer-legal-links {
        flex-direction: column;
        gap: 12px;
    }
    
    .footer-legal-links a {
        width: 100%;
        text-align: center;
    }
    
    .footer-disclaimer {
        padding: 20px 24px;
        font-size: 0.88rem;
    }
    
    .disclaimer-section {
        padding: 25px 0;
        margin: 25px 0;
    }
    
    .disclaimer-container {
        padding: 0 20px;
    }
    
    .disclaimer-header h2 {
        font-size: 1.2rem;
    }
    
    .disclaimer-content {
        padding: 18px;
    }
    
    .disclaimer-content p {
        font-size: 0.95rem;
    }
    
    .disclaimer-list li {
        font-size: 0.9rem;
        margin-bottom: 12px;
    }
    
    .disclaimer-note {
        padding: 16px;
        font-size: 0.9rem;
    }
}

/* Small Mobile Phones */
@media (max-width: 480px) {
    .logoGrid {
        grid-template-columns: repeat(3, 1fr);
        gap: 10px;
    }
    
    .comparisonTable th,
    .comparisonTable td,
    #rates th,
    #rates td {
        padding: 10px 8px;
    }
    
    .tableWrap table {
        font-size: 0.8rem;
        min-width: 550px;
    }
    
    .justdial-footer-container,
    .footer-banner-content {
        padding: 0 20px;
    }
    
    .footer-top-banner {
        margin: -40px -20px 35px -20px;
    }
    
    .footer-banner-logo {
        width: 50px;
        height: 50px;
        font-size: 1.4rem;
    }
    
    .footer-banner-text h3 {
        font-size: 1.05rem;
    }
    
    .footer-section-title {
        font-size: 1rem;
    }
    
    .footer-links {
        font-size: 0.82rem;
        line-height: 2;
    }
    
    .footer-pipe {
        margin: 0 5px;
    }
    
    .app-btn {
        width: 100%;
    }
    
    .disclaimer-header h2 {
        font-size: 1.1rem;
    }
    
    .disclaimer-icon {
        font-size: 2rem;
    }
    
    .disclaimer-content {
        padding: 15px;
    }
    
    .disclaimer-content p {
        font-size: 0.9rem;
    }
}

/* Extra Small Devices */
@media (max-width: 360px) {
    .logoGrid {
        grid-template-columns: repeat(2, 1fr);
        gap: 10px;
    }
    
    .logoBox {
        height: 75px;
        padding: 8px;
        border-radius: 10px;
    }
    
    .logoBox .logoText {
        font-size: 0.85rem;
    }
    
    .logoBox .logoSub {
        font-size: 0.55rem;
    }
    
    .partners .title {
        font-size: 1.3rem;
    }
    
    .partners .subtitle {
        font-size: 0.85rem;
    }
    
    .partnersWrap {
        padding: 0 16px;
    }
    
    .disclaimer-container {
        padding: 0 15px;
    }
    
    .disclaimer-content {
        padding: 12px;
    }
    
    .disclaimer-content p {
        font-size: 0.85rem;
    }
    
    .disclaimer-list li {
        font-size: 0.85rem;
    }
}

/* Touch-friendly optimizations */
@media (hover: none) and (pointer: coarse) {
    .logoBox:hover {
        transform: none;
    }
    
    .logoBox:active {
        transform: translateY(-2px);
        background-color: #f8fafc;
    }
}

/* Print Styles */
@media print {
    .justdial-footer {
        background: white;
        color: black;
    }
    
    .footer-top-banner {
        background: white;
        border-bottom: 2px solid black;
    }
    
    .footer-banner-logo {
        background: white;
        border: 2px solid black;
        color: black;
    }
    
    .footer-links a {
        color: black;
        text-decoration: underline;
    }
    
    .footer-disclaimer {
        border: 2px solid black;
        background: white;
        color: black;
    }
    
    .footer-social,
    .app-btn {
        display: none;
    }
    
    .logoGrid {
        grid-template-columns: repeat(3, 1fr) !important;
        gap: 10px !important;
    }
    
    .logoBox {
        border: 1px solid #ccc !important;
        box-shadow: none !important;
        height: 60px !important;
    }
    
    .logoBox .logoText {
        color: #000 !important;
        font-size: 0.9rem !important;
    }
    
    .disclaimer-section {
        background: white !important;
        border: 2px solid black !important;
    }
    
    .disclaimer-content {
        border: 1px solid #ccc !important;
        box-shadow: none !important;
    }
}

/* Accessibility for footer */
.footer-links a:focus-visible,
.footer-legal-links a:focus-visible,
.social-icon:focus-visible {
    outline: 3px solid #60a5fa;
    outline-offset: 3px;
}

/* @import url('emi-calculator.css'); */

/* ========================================
   KICKER ALIGNMENT CONTROL - FINAL CORRECTED
   Replace all previous kicker alignment code with this
   ======================================== */

/* CENTERED KICKERS (All sections centered as requested) */
.testimonialsWrap .kicker,
.trustWrap .kicker,
.partnersWrap .kicker,
#how .kicker,
#eligibility .kicker,
#rates .kicker,
.comparisonWrap .kicker,
#faq .kicker {
    text-align: center;
}

/* LEFT-ALIGNED KICKERS (Only Intro section) */
#intro .kicker {
    text-align: left;
}


/* ========================================
   LOAN TYPES SECTION - CSS
   ======================================== */

/* Section Background */
#loan-types {
  background: #fff;
}

/* Section Header/Intro */
.loan-types-intro {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 2.5rem;
}

@media (min-width: 768px) {
  .loan-types-intro {
    margin-bottom: 3rem;
  }
}

/* Grid Layout - Responsive */
.loan-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

/* Tablet: 2 columns */
@media (min-width: 640px) {
  .loan-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* Desktop: 3 columns */
@media (min-width: 1024px) {
  .loan-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
}

/* Loan Card */
.loan-card {
  background: var(--bg-alt);
  padding: 28px;
  border-radius: 16px;
  border: 2px solid var(--border);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  height: 100%;
}

@media (min-width: 768px) {
  .loan-card {
    padding: 32px;
  }
}

/* Loan Card Hover Effect */
.loan-card:hover {
  border-color: var(--blue);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  background: #fff;
}

/* Loan Icon */
.loan-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--blue), var(--blue2));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1.8rem;
  margin-bottom: 1.25rem;
}

@media (min-width: 768px) {
  .loan-icon {
    width: 70px;
    height: 70px;
    font-size: 2rem;
  }
}

/* Card Title (h3) */
.loan-card h3 {
  margin-bottom: 0.75rem;
}

/* Card Description */
.loan-card p {
  color: var(--text-light);
  margin-bottom: 1rem;
  font-size: 0.95rem;
  line-height: 1.6;
  flex-grow: 1;
}

@media (min-width: 768px) {
  .loan-card p {
    font-size: 1rem;
  }
}

/* Features List */
.loan-card ul {
  list-style: none;
  margin: 1rem 0;
  padding: 0;
}

.loan-card ul li {
  padding: 6px 0;
  font-size: 0.9rem;
  color: var(--text);
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

@media (min-width: 768px) {
  .loan-card ul li {
    font-size: 0.95rem;
  }
}

/* Checkmark Icon Before List Items */
.loan-card ul li::before {
  content: '✓';
  color: var(--green);
  font-weight: 900;
  flex-shrink: 0;
  margin-top: 2px;
}

/* Learn More Link */
.loan-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--blue);
  font-weight: 700;
  padding: 10px 0;
  font-size: 0.95rem;
  margin-top: auto;
}

@media (min-width: 768px) {
  .loan-link {
    font-size: 1rem;
  }
}

.loan-link:hover {
  gap: 10px;
}

/* ========================================
   CSS VARIABLES REQUIRED
   ======================================== */
/*
Make sure these CSS variables are defined in your :root:

:root {
  --blue: #0d47a1;
  --blue2: #1565c0;
  --green: #16a34a;
  --text: #0f172a;
  --text-light: #64748b;
  --bg-alt: #f8fafc;
  --border: #e5e7eb;
  --shadow-md: 0 8px 24px rgba(0,0,0,.08);
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
*/


/* ========================================
   EXCLUSIVE OFFERS SECTION - CSS ONLY
   Add this to cashtree-pro.css
   Fully Responsive & Follows CSS Standards
   ======================================== */

/* Section Container */
.loan-offers-refined {
    padding: var(--section-spacing) 0;
    background: var(--bg);
}

.loan-refined-container {
    max-width: var(--max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* ========================================
   HEADER SECTION
   ======================================== */
.loan-refined-header {
    margin-bottom: 40px;
    text-align: center;
}

.loan-refined-kicker {
    font-weight: var(--font-weight-black);
    letter-spacing: .15em;
    color: var(--blue);
    font-size: .9rem;
    text-transform: uppercase;
    margin-bottom: 8px;
}

.loan-refined-title {
    font-size: clamp(1.5rem, 3vw, 2.5rem);
    font-weight: var(--font-weight-black);
    line-height: 1.3;
    margin-bottom: 12px;
    color: var(--text);
}

.loan-refined-subtitle {
    font-size: 1rem;
    color: var(--text-light);
    max-width: 700px;
    margin: 0 auto;
    line-height: 1.6;
}

/* ========================================
   LOAN ITEMS GRID
   ======================================== */
.loan-refined-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
    margin-bottom: 30px;
}

/* Hidden Items */
.loan-refined-item.hidden {
    display: none;
}

/* ========================================
   LOAN ITEM CARD
   ======================================== */
.loan-refined-item {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--border-radius-md);
    padding: 20px;
    transition: var(--transition);
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
    align-items: start;
}

.loan-refined-item:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

/* ========================================
   BANK SECTION
   ======================================== */
.loan-refined-bank {
    display: flex;
    align-items: center;
    gap: 12px;
}

.loan-refined-logo {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--blue), var(--blue2));
    border-radius: var(--border-radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-weight: var(--font-weight-black);
    font-size: .9rem;
    flex-shrink: 0;
}

.loan-refined-bank-info {
    flex: 1;
}

.loan-refined-bank-name {
    font-weight: var(--font-weight-bold);
    color: var(--text);
    font-size: 1.05rem;
    margin-bottom: 6px;
}

/* ========================================
   FEATURES TAGS
   ======================================== */
.loan-refined-features {
    display: flex;
    gap: 6px;
    flex-wrap: wrap;
}

.loan-refined-feature {
    background: var(--blue-light);
    color: var(--blue);
    padding: 4px 10px;
    border-radius: 12px;
    font-size: .75rem;
    font-weight: var(--font-weight-bold);
    border: 1px solid rgba(13, 71, 161, 0.2);
    white-space: nowrap;
}

/* ========================================
   LOAN DETAILS GRID
   ======================================== */
.loan-refined-details {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    padding: 16px;
    background: var(--bg-alt);
    border-radius: var(--border-radius-sm);
}

.loan-refined-detail {
    text-align: center;
}

.loan-refined-detail-label {
    display: block;
    font-size: .85rem;
    color: var(--text-light);
    font-weight: var(--font-weight-medium);
    margin-bottom: 4px;
}

.loan-refined-detail-value {
    display: block;
    font-size: .95rem;
    color: var(--text);
    font-weight: var(--font-weight-bold);
}

.loan-refined-amount {
    color: var(--blue);
    font-weight: var(--font-weight-black);
    font-size: 1.05rem;
}

/* ========================================
   APPLY BUTTON
   ======================================== */
.loan-refined-apply {
    text-align: center;
}

.loan-refined-btn {
    padding: 12px 24px;
    background: linear-gradient(135deg, var(--blue), var(--blue2));
    color: #fff;
    border: none;
    border-radius: var(--border-radius-sm);
    font-size: .95rem;
    font-weight: var(--font-weight-bold);
    cursor: pointer;
    transition: var(--transition);
    text-decoration: none;
    display: inline-block;
    text-align: center;
    white-space: nowrap;
    width: 100%;
    max-width: 200px;
}

.loan-refined-btn:hover {
    background: linear-gradient(135deg, var(--blue2), var(--blue));
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(13, 71, 161, 0.3);
}

/* ========================================
   TOGGLE BUTTON
   ======================================== */
.loan-refined-toggle-container {
    text-align: center;
    margin: 30px 0;
}

.loan-refined-toggle-btn {
    background: var(--bg-alt);
    border: 2px solid var(--border);
    border-radius: var(--border-radius-md);
    padding: 12px 24px;
    font-size: .95rem;
    font-weight: var(--font-weight-bold);
    color: var(--text);
    cursor: pointer;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.loan-refined-toggle-btn:hover {
    background: var(--blue-light);
    border-color: var(--blue);
    color: var(--blue);
    transform: translateY(-2px);
}

.loan-refined-toggle-btn .icon {
    transition: var(--transition);
    font-size: .85rem;
}

/* ========================================
   FOOTER NOTE
   ======================================== */
.loan-refined-note {
    background: var(--blue-light);
    border-left: 4px solid var(--blue);
    border-radius: var(--border-radius-sm);
    padding: 16px 20px;
    font-size: .95rem;
    color: var(--text);
    line-height: 1.6;
    text-align: center;
}

.loan-refined-note strong {
    color: var(--blue);
    font-weight: var(--font-weight-bold);
}

/* ========================================
   RESPONSIVE - TABLET (768px and up)
   ======================================== */
@media (min-width: 768px) {
    .loan-refined-container {
        padding: 0 var(--container-padding-tablet);
    }
    
    .loan-refined-item {
        grid-template-columns: 200px 1fr;
        gap: 24px;
        align-items: center;
    }
    
    .loan-refined-details {
        grid-template-columns: repeat(4, 1fr);
        gap: 12px;
        padding: 12px 20px;
    }
    
    .loan-refined-apply {
        text-align: right;
    }
    
    .loan-refined-btn {
        width: auto;
        min-width: 120px;
    }
}

/* ========================================
   RESPONSIVE - DESKTOP (1024px and up)
   ======================================== */
@media (min-width: 1024px) {
    .loan-offers-refined {
        padding: var(--section-spacing) 0;
    }
    
    .loan-refined-container {
        padding: 0 var(--container-padding);
    }
    
    .loan-refined-item {
        grid-template-columns: 220px 1fr 140px;
        gap: 30px;
        padding: 20px 24px;
    }
    
    .loan-refined-bank {
        min-width: 180px;
    }
    
    .loan-refined-details {
        padding: 0 20px;
    }
    
    .loan-refined-note {
        text-align: left;
    }
}

/* ========================================
   RESPONSIVE - MOBILE LANDSCAPE (640px and down)
   ======================================== */
@media (max-width: 640px) {
    .loan-offers-refined {
        padding: var(--section-spacing-mobile) 0;
    }
    
    .loan-refined-container {
        padding: 0 var(--container-padding-mobile);
    }
    
    .loan-refined-header {
        margin-bottom: 30px;
    }
    
    .loan-refined-title {
        font-size: 1.5rem;
    }
    
    .loan-refined-subtitle {
        font-size: .9rem;
    }
    
    .loan-refined-item {
        padding: 16px;
        gap: 16px;
    }
    
    .loan-refined-logo {
        width: 40px;
        height: 40px;
        font-size: .85rem;
    }
    
    .loan-refined-bank-name {
        font-size: .95rem;
    }
    
    .loan-refined-feature {
        font-size: .7rem;
        padding: 3px 8px;
    }
    
    .loan-refined-details {
        gap: 12px;
        padding: 12px;
    }
    
    .loan-refined-detail-label {
        font-size: .8rem;
    }
    
    .loan-refined-detail-value {
        font-size: .9rem;
    }
    
    .loan-refined-amount {
        font-size: 1rem;
    }
    
    .loan-refined-btn {
        padding: 10px 20px;
        font-size: .9rem;
        max-width: 100%;
    }
    
    .loan-refined-toggle-btn {
        padding: 10px 20px;
        font-size: .9rem;
    }
    
    .loan-refined-note {
        padding: 14px 16px;
        font-size: .9rem;
    }
}

/* ========================================
   RESPONSIVE - SMALL MOBILE (480px and down)
   ======================================== */
@media (max-width: 480px) {
    .loan-refined-grid {
        gap: 12px;
    }
    
    .loan-refined-item {
        padding: 14px;
    }
    
    .loan-refined-bank {
        flex-wrap: wrap;
    }
    
    .loan-refined-details {
        grid-template-columns: 1fr 1fr;
        gap: 14px;
    }
    
    .loan-refined-detail {
        padding: 8px;
        background: #fff;
        border-radius: var(--border-radius-sm);
    }
}

/* ========================================
   PRINT STYLES
   ======================================== */
@media print {
    .loan-refined-toggle-container {
        display: none;
    }
    
    .loan-refined-item.hidden {
        display: grid !important;
    }
    
    .loan-refined-btn {
        display: none;
    }
}

/* === Grid Blocks for Before-After Comparison === */
.before-after-block {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
    margin: 30px 0;
}

.before-scenario,
.after-scenario {
    padding: 25px;
    border-radius: 10px;
}

.before-scenario {
    background: #fff5f5;
    border-left: 4px solid #e53e3e;
}

.after-scenario {
    background: #f0fdf4;
    border-left: 4px solid #22c55e;
}

.before-scenario h4,
.after-scenario h4 {
    margin-bottom: 15px;
    font-size: 1.1rem;
}

.before-scenario ul,
.after-scenario ul {
    list-style: none;
    padding-left: 0;
}

.before-scenario li,
.after-scenario li {
    margin-bottom: 10px;
    padding-left: 20px;
    position: relative;
    line-height: 1.6;
}

/* === Results Highlight List === */
.results-list {
    background: #f9fafb;
    padding: 25px 30px;
    border-left: 4px solid #25D366;
    border-radius: 8px;
    margin: 20px 0;
}

.results-list li {
    margin-bottom: 12px;
    line-height: 1.6;
}

/* === Highlight Box === */
.highlight {
    background: #f8f9fa;
    padding: 30px;
    border-radius: 8px;
    margin-top: 30px;
}

.highlight h4 {
    margin-bottom: 15px;
    font-size: 1.2rem;
    color: #1a1a1a;
}

.highlight p {
    margin-bottom: 12px;
    line-height: 1.6;
}

/* === Mobile Responsiveness === */
@media (max-width: 768px) {
    .before-after-block {
        grid-template-columns: 1fr;
    }
    .highlight {
        padding: 20px;
    }
}

/* Loan Use Cases Section */
.loan-use-cases {
    margin: 50px 0 40px;
    padding: 40px 30px;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    border-radius: 16px;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
}

.loan-use-cases h3 {
    margin-bottom: 25px;
    font-size: 1.5rem;
    font-weight: 700;
    color: #2c3e50;
    position: relative;
    display: inline-block;
}

.loan-use-cases h3::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 3px;
    background: linear-gradient(90deg, #25D366, #128C7E);
    border-radius: 2px;
}

.use-cases-flex {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    justify-content: center;
    align-items: center;
    margin-top: 30px;
}

.use-case-tag {
    display: inline-flex;
    align-items: center;
    background: #ffffff;
    padding: 12px 24px;
    border-radius: 30px;
    border: 2px solid #e0e0e0;
    font-size: 1rem;
    font-weight: 600;
    color: #495057;
    transition: all 0.3s ease;
    cursor: default;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.use-case-tag:hover {
    border-color: #25D366;
    background: linear-gradient(135deg, #f0fdf4 0%, #dcfce7 100%);
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.2);
    color: #166534;
}

/* Responsive Design */
@media (max-width: 768px) {
    .loan-use-cases {
        padding: 30px 20px;
        margin: 40px 0 30px;
    }
    
    .loan-use-cases h3 {
        font-size: 1.3rem;
        margin-bottom: 20px;
    }
    
    .use-cases-flex {
        gap: 10px;
        margin-top: 25px;
    }
    
    .use-case-tag {
        padding: 10px 18px;
        font-size: 0.9rem;
        font-weight: 500;
    }
}

@media (max-width: 480px) {
    .loan-use-cases {
        padding: 25px 15px;
    }
    
    .loan-use-cases h3 {
        font-size: 1.15rem;
    }
    
    .use-cases-flex {
        gap: 8px;
    }
    
    .use-case-tag {
        padding: 8px 15px;
        font-size: 0.85rem;
        border-radius: 25px;
    }
}
 /* ========================================
   LOAN TYPES SECTION
   ======================================== */

.loan-types-section {
    padding: var(--section-spacing) 0;
    background: var(--bg);
}

.loan-types-wrap {
    max-width: var(--max);
    margin: 0 auto;
    padding: 0 20px;
}

/* Section Header */
.loan-types-section .kicker {
    font-weight: var(--font-weight-black);
    letter-spacing: .15em;
    color: var(--blue);
    font-size: .9rem;
    text-transform: uppercase;
    margin-bottom: 12px;
    text-align: center;
}

.loan-types-section .secTitle {
    font-size: clamp(2rem, 4vw, 2.5rem);
    font-weight: var(--font-weight-black);
    line-height: 1.3;
    margin-bottom: 20px;
    text-align: center;
    color: var(--text);
}

.loan-types-section > .loan-types-wrap > p {
    text-align: center;
    font-size: 1.05rem;
    color: var(--text);
    max-width: 900px;
    margin: 0 auto 50px;
    line-height: 1.7;
}

/* Loan Types Grid */
.loan-types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 28px;
    margin-bottom: 50px;
}

/* Individual Loan Type Card */
.loan-type-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--border-radius-lg);
    padding: 28px 24px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.loan-type-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, var(--blue), var(--blue2));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease;
}

.loan-type-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.loan-type-card:hover::before {
    transform: scaleX(1);
}

/* Loan Type Icon */
.loan-type-icon {
    font-size: 2.5rem;
    margin-bottom: 16px;
    display: inline-block;
    transition: transform 0.3s ease;
}

.loan-type-card:hover .loan-type-icon {
    transform: scale(1.1);
}

/* Loan Type Card Heading */
.loan-type-card h3 {
    font-size: 1.3rem;
    font-weight: var(--font-weight-black);
    color: var(--text);
    margin-bottom: 16px;
    line-height: 1.3;
}

/* Loan Type List */
.loan-type-card ul {
    list-style: none;
    padding: 0;
    margin: 0 0 20px 0;
}

.loan-type-card ul li {
    font-size: .95rem;
    color: var(--text);
    padding: 8px 0;
    padding-left: 28px;
    position: relative;
    line-height: 1.6;
    border-bottom: 1px solid var(--border);
    font-weight: var(--font-weight-medium);
}

.loan-type-card ul li:last-child {
    border-bottom: none;
}

.loan-type-card ul li::before {
    content: '✓';
    position: absolute;
    left: 0;
    top: 8px;
    color: var(--green);
    font-weight: var(--font-weight-black);
    font-size: 1rem;
}

/* Loan Type Note */
.loan-type-note {
    background: var(--blue-light);
    border-left: 4px solid var(--blue);
    padding: 14px 16px;
    margin-top: 16px;
    font-size: .9rem;
    color: var(--text);
    line-height: 1.6;
    border-radius: var(--border-radius-sm);
}

.loan-type-note strong {
    color: var(--blue);
    font-weight: var(--font-weight-bold);
    display: block;
    margin-bottom: 4px;
}

/* CTA Section */
.loan-types-cta {
    background: linear-gradient(135deg, var(--blue) 0%, var(--blue2) 100%);
    border-radius: var(--border-radius-lg);
    padding: 35px 30px;
    text-align: center;
    box-shadow: var(--shadow-md);
}

.loan-types-cta p {
    color: #ffffff;
    font-size: 1.1rem;
    margin-bottom: 20px;
    line-height: 1.6;
}

.loan-types-cta p strong {
    font-weight: var(--font-weight-bold);
    color: var(--yellow);
}

.whatsapp-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    background: #25d366;
    color: #ffffff;
    padding: 16px 32px;
    border-radius: 50px;
    font-size: 1.05rem;
    font-weight: var(--font-weight-black);
    text-decoration: none;
    transition: var(--transition);
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.3);
}

.whatsapp-cta-btn:hover {
    background: #20bd5a;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
}

.whatsapp-cta-btn i {
    font-size: 1.3rem;
}

/* ========================================
   RESPONSIVE DESIGN
   ======================================== */

/* Tablet */
@media (max-width: 768px) {
    .loan-types-section {
        padding: var(--section-spacing-mobile) 0;
    }

    .loan-types-section .secTitle {
        font-size: 1.75rem;
    }

    .loan-types-section > .loan-types-wrap > p {
        font-size: 1rem;
        margin-bottom: 35px;
    }

    .loan-types-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .loan-type-card {
        padding: 24px 20px;
    }

    .loan-type-card h3 {
        font-size: 1.2rem;
    }

    .loan-types-cta {
        padding: 30px 24px;
    }

    .loan-types-cta p {
        font-size: 1.05rem;
    }

    .whatsapp-cta-btn {
        padding: 14px 28px;
        font-size: 1rem;
    }
}

/* Mobile */
@media (max-width: 480px) {
    .loan-types-section {
        padding: 40px 0;
    }

    .loan-types-section .kicker {
        font-size: .85rem;
    }

    .loan-types-section .secTitle {
        font-size: 1.5rem;
    }

    .loan-types-section > .loan-types-wrap > p {
        font-size: .95rem;
        margin-bottom: 30px;
    }

    .loan-type-icon {
        font-size: 2rem;
        margin-bottom: 12px;
    }

    .loan-type-card {
        padding: 20px 16px;
    }

    .loan-type-card h3 {
        font-size: 1.1rem;
        margin-bottom: 12px;
    }

    .loan-type-card ul li {
        font-size: .9rem;
        padding: 7px 0;
        padding-left: 24px;
    }

    .loan-type-note {
        padding: 12px 14px;
        font-size: .85rem;
        margin-top: 12px;
    }

    .loan-types-cta {
        padding: 25px 20px;
    }

    .loan-types-cta p {
        font-size: 1rem;
        margin-bottom: 16px;
    }

    .whatsapp-cta-btn {
        padding: 12px 24px;
        font-size: .95rem;
        gap: 10px;
    }

    .whatsapp-cta-btn i {
        font-size: 1.1rem;
    }
}

/* Print Styles */
@media print {
    .loan-types-cta {
        display: none;
    }
}